we fight for you

 Insurance companies have teams of adjusters and lawyers whose job is to minimize what they pay out. 

You deserve an advocate who is just as prepared. 

My Home Insurance Lawyer handles the full range of property damage insurance claims, so no matter what happened to your home, we can help.

Florida homeowners know hurricane season is not a matter of if, it is a matter of when. When a storm damages your roof, siding, windows, or interior, your insurer is legally required to honor your policy.

Too often, they dispute the cause of damage, claim it was pre-existing, or offer settlements that cover only a fraction of the real cost. We document the full extent of storm damage using licensed contractors and engineers, and we hold your insurer to every dollar your policy allows.

Water damage is one of the most common and most disputed types of homeowners insurance claims in Florida. Whether the damage came from a burst pipe, a roof leak, or a backed-up drain, insurers frequently dispute the source or timing to avoid paying.

We work with water damage experts to determine the cause, thoroughly document the scope of damage, and build a claim that is hard to dispute.

Your roof is your home's first line of defense, but it is also one of the most common points of conflict with insurance companies. Insurers often try to classify roof damage as normal wear and tear or depreciate your payout significantly.

We bring in licensed roofing inspectors to document the damage, counter improper depreciation tactics, and make sure you receive what is needed to properly repair or replace your roof.

 A fire is one of the most devastating events a homeowner can face. Even after the fire is out, the damage from smoke and soot can be extensive and far-reaching. Insurance companies sometimes push for lowball settlements that do not account for the full cost of cleanup and restoration.

We make sure every affected area of your home is documented and that your insurer pays the true cost of recovery.

Many older Florida homes have cast-iron plumbing that is deteriorating beneath the surface. When pipes fail, the resulting water damage can be severe and costly. Insurance companies often deny these claims or argue that the damage was gradual and therefore not covered.

We work with plumbing and structural experts to build accurate, well-documented claims for pipe-related damage.

Though less common in South Florida than in other parts of the country, hail can cause significant damage to roofs, gutters, windows, and siding. These claims are often underpaid because the damage is not always visible to the naked eye. 

We bring in specialists who know how to identify and document hail damage properly so your claim reflects the true cost of repairs.

Property crimes are a covered peril under most homeowners policies, but claims for theft or vandalism can be tricky to document. Insurers may dispute the value of stolen items or question whether the damage is consistent with a covered event. 

We help you compile the evidence needed to support your claim and fight back if your insurer tries to minimize your loss.

 Property damage does not just happen to homes. Business owners and commercial property owners in Florida face the same insurance challenges, and the financial stakes are even higher. 

We represent commercial clients for all types of property damage claims and work to minimize business interruption while your claim is resolved.

When negotiations with an insurance company break down, sometimes the only option is litigation. 

Our attorneys are experienced litigators who will fight tirelessly for your rights in court.